Usury Part 2 of 2

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Revision:

Say the whole economy is worth RM 100.00. The economy borrowed RM 100.00 with interest charge at 5% per annum for 5 years payments:

Year 1: Pay loan RM 20.00 + interest RM 5.
Year 2: Pay loan RM 20.00 + interest RM 5.
Year 3: Pay loan RM 20.00 + interest RM 5.
Year 4: Pay loan RM 20.00 + interest RM 5.
Year 5: Pay loan RM 20.00 + interest RM 5.

Total payment = RM 100.00 + RM 25 = RM 125.00

Question is, how can an economy pay the extra RM 25.00 while the
economy itself worth only RM 100.00???!!!

Part 2 - The Extra RM 25

Question: How can an economy pay RM 125 with the extra RM 25 while the economy itself only worth RM 100?
Answer: It simply can't. An economy worth RM 100 can't pay the extra RM 25.

Question: What can an economy do in order to pay the extra RM 25?
Answer: It has to create a Bubble Economy.

Question: What is a Bubble Economy?
Answer: It's a multiplication of the economy itself.

Question: Again, what is a bubble economy?
Answer:

An economy borrow RM 100 and in 5 years have to come up with an extra RM 25.
The economy then give loans to its sub-economies with interest charge of 6% per annum.

The payments:

Year 1: Pay loan RM 20.00 + interest RM 6.
Year 2: Pay loan RM 20.00 + interest RM 6.
Year 3: Pay loan RM 20.00 + interest RM 6.
Year 4: Pay loan RM 20.00 + interest RM 6.
Year 5: Pay loan RM 20.00 + interest RM 6.

The economy then acquire the extra RM 25 to pay the interest imposed for the loan. The economy then have another extra of RM 5.

The problem is getting worse though.

Question: The economy received an extra RM 5 so how can the problem be getting worse?
Answer: The economy is worth RM 100 and made a loan of RM 100 and total interest charged is RM 25. As the economy practices usury on its loan, it charges another RM 5. The total interest charge is RM 30.

The problem is getting even worse as the sub-economies too provide loans to the market. The sub-economies provide loan of RM 100 with interest charge of 7% per annum as the sub-economies too practice usury.

The payments:

Year 1: Pay loan RM 20.00 + interest RM 7.
Year 2: Pay loan RM 20.00 + interest RM 7.
Year 3: Pay loan RM 20.00 + interest RM 7.
Year 4: Pay loan RM 20.00 + interest RM 7.
Year 5: Pay loan RM 20.00 + interest RM 7.

The sub-economies then acquire the extra RM 30 to pay the interest imposed for the loan. The sub-economies then have another extra of RM 5.

Total interest charge on the economy is RM 25. Total interest charge on the sub-economies is RM 30. Total interest charge on the market is RM 35.

Total interest charge on the economy as a whole is then RM 35.

Question: How can an economy worth RM 100 pay the extra RM 35?
Answer: It simply can't. An economy worth RM 100 can't pay the extra RM 35.

Question: What can an economy do to pay the extra RM 35?
Answer: There are plenty alternatives:

1. Creates another bubble economy through other kind of loans - credit cards, personal loans, house loans, student loans etc.
2. Increase the consumer prices.
3. More tax.
4. Find another resources.
5. Invade another country.
6. Make people work harder.
7. Migration.
8. More foreign investments.
9. People can start selling asses or promote prostitutions or other immorality as Human Resources can be plenty too.
10. Be Mr. 'Yes' to the creditors.
11. More destruction on the environment to give way for 'economic development'.
12. The establishment of equity, bonds and other markets.
13. Promote people spending.
14. Produce weapons then create propaganda that create war that demand for weapons which is another source of economy.
15. Promote tourism.
16. Others.


Epilogue

1. Usury creates a collateral system where an economy worth RM 100 is eligible for a loan of
RM 1000 which makes things worse.
2. Usury promotes nepotism and cronism.
3. Usury creates the financial cost. Without usury, there can never be the financial cost.

There is no justice in usury. People are being oppressed. In general, corporations bear 45% of their operating cost through financial cost. Ever wonder why some items do keep on increasing in prices? It makes rich people richer and poor people poorer. It creates bubble economy which lead to an illusion standard of living. Usury is a form of colonization by the financiers towards other nations.

With this, Azer Global Peace Individualism criminalizes Usury.

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